With improvements in the economy and housing market, a vacation/second home that seemed out of the question a few years ago may now be within reach. As an experienced homeowner, you already understand the financial aspects of owing a home. However, owing a vacation home is the stress-free solution to year-round holidays but also can add other factors that you should consider: (1) Cost of upkeep of two homes - repairs, taxes, utilities, etc. (2) The impact of carrying two mortgages on your disposable income. So, if you are looking to buy a vacation home, using secured home loans could well be the answer.
Searching the right vacation home for an affordable price is only the beginning.
Homebuyers need to understand mortgage basics to avoid taking on too large of a financial burden, which could turn their dream vacation home into a nightmare.
Buying a vacation home is another giant monetary transaction of your life. Applying for a vacation home loan can feel overwhelming – particularly if you’re new to a vacation property market.
One of the first things you’ll need to do is decide how much home you can afford. Take an honest look at your current income and expenses so you understand how much you can afford to spend on a vacation home.
Determine: How much house you can afford with Mortgage Calculator. You’ll also need a rough idea of how much down payment you’ll have and what current interest rates are for different types of loans.
Our professional mortgage consultants can help you find the simplest home loan solution easily and without any hassle. Our systems will help guide you through every step, beginning from mortgage inquiry search, financial options as well as any other requirements.
Which choice is right for you? There are many important factors should be carefully considered before committing to one of these financing options.
Mortgage Loan Types: There are many types of mortgages used worldwide, but several factors define the characteristics of the mortgage. All of these may be subject to states regulation and legal requirements.
The two basic types of amortized loans are the fixed rate mortgage (FRM) and adjustable-rate mortgage (ARM)
We maintain a team of highly specialized employees that work together in the pursuit of excellence. Our team-oriented approach allows our employees to contribute to the success of the organization in multiple and innovative ways. We provide an environment where our employees can enjoy their work and thrive in the process.
Respect: We work together to create a thriving culture built on trust, respect, and pride. We earn our customers’ respect and loyalty by consistently providing the highest quality services.
Service: Our team effectively collaborates by constantly looking for more efficient ways to serve our clientele. We find success in building relationships through quality, rather than quantity.
Trust: Our trustworthiness and ethics are guided by the principles of our founders; whose combined experiences in the mortgage industries among other fields have equated to the company’s high standards. We strive for excellence in all we do; each person’s contribution is critical to our success.
Uncompromising integrity: We are open, transparency, honest, and direct in our dealings.
You can increase your confidence about obtaining a mortgage loan because of United Premier Funding, LLC’s goal to provide you a sensible, prudent, and expert lending with high standard services. We ensure that we provide an appropriate lending products to each one of our customers.
Our team is committed to helping you to get the right step on your mortgage financing needs.
The Team: United Premier Funding, LLC upholds our team of dedicated employees to the highest standards to ensure our company’s work flow is fast and efficient across all spectrum of the mortgage industry.
To learn more about Buying a Vacation Home, please contact us at 1-855-901-8633 (Toll Free)
Our professional team of loan mortgage consultants are ready to assist you. They can help you navigate the loans you can choose from, calculate the benefit, and help you understand the features. They can also assist with making the application process straightforward and will keep you updated so you know what is happening.
License/Registration #: 22131
Original Issue Date: 08/24/2015
Authorized to Conduct Business: Yes
License/Registration #: MLD1266
Original Issue Date: 08/19/2015
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Georgia Residential Mortgage Licensee, Licensee #: 32891
Original Issue Date: 02/07/2014
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License/Registration #: 821194
Original Issue Date: 05/09/2013
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License/Registration #: 821194
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License/Registration #: L-164137
Original Issue Date: 06/16/2015
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License/Registration #: 92961
Original Issue Date: 11/01/2021
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License/Registration #: 821194
Original Issue Date: 01/02/2024
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License/Registration #: 112271
Original Issue Date: 10/12/2011
Authorized to Conduct Business: Yes
Licensed by Virginia State Corporation Commission (Broker License # MC-5931). (www.nmlsconsumeraccess.org)
Original Issue Date: 09/21/2016
Authorized to Conduct Business: Yes
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