Owning an investment property doesn’t have to be complicated. Here at United Premier Funding LLC, we respect our customers and devote ourselves to helping you achieve your goal of being able to own an investment home.
We can help you find the best and simplest home loan solution. Our team of professionals will help to guide you through every step, beginning from mortgage inquiry search, financial options as well as any other requirements.
People who set goals save faster than those who don’t! So if you really want to save up for that deposit for your first home, name your goal, work out how much you can save each month, get started, and watch your money grow!
Before you start looking at houses, you need to start saving for a deposit. Generally, you need to try to save at least 10% to 20% of the cost of the home you would like. Such as, if you want to buy a home costing $150,000, you’ll need to save at least $7,500. Saving more than 10% will make it easier for you to apply for a wider range of Mortgage options.
What else is important?
Having a thorough understanding of your mortgage alternatives will save you time, money, and stress.
There are many factors to consider in addition to getting a competitive mortgage rate, depending on your situation. One of our Mortgage Consultants can help you find different loan products, each of them will have different offers on loan terms, interest rates and fees. They will also be able to explain the procedure to obtain a pre-approval, loan approval, and the closing process. They will also include an explanation of all fees, up-front costs, taxes, insurance and other costs of owning an investment home.
Proof of Income – invariably require proof of how much money you are earning in order to understand how you will make your payments and how you can afford to pay on a monthly basis or other source of income.
Mortgages and Credit – if you are starting to research mortgage financing, chances are you’ve come across the term “credit”. As well as, you’ve likely seen the terms “good credit” and “bad credit”. Your credit history is based on information from the Credit Bureau reporting agencies.
Source of down payment – if you are buying an investment property, the larger the down payment amount that you can provide, more will make qualifying for financing much easier. (It depends on each borrower’s financial situation.)
At United Premier Funding, LLC our professional Mortgage Consultant will aid you at every step of the mortgage process to meet your property investment goal.
At United Premier Funding, LLC our team of Loan Processors will ensure your loan process runs smoothly until the closing of your loan.
Our loan processing team will process your loan application through underwriting and finalize with you on the conditional approval to ensure all approval criteria have been met prior to closing regardless a first time or an investment homebuyer.
Meet our loan process team members
Home loan process checklists
Required loan documentations
Home loan Process
Approval
Managing your home loan closing
Successful homeownership
Click here to learn more about our “Mortgage Loan Process”.
To learn more about buying an Investment Home, please contact us at 1-855-901-8633 (Toll Free)
Our professional team of loan mortgage consultants are ready to assist you. They can help you navigate the loans you can choose from, calculate the benefit, and help you understand the features. They can also assist with making the application process straightforward and will keep you updated so you know what is happening.
License/Registration #: 22131
Original Issue Date: 08/24/2015
Authorized to Conduct Business: Yes
License/Registration #: MLD1266
Original Issue Date: 08/19/2015
Authorized to Conduct Business: Yes
Georgia Residential Mortgage Licensee, Licensee #: 32891
Original Issue Date: 02/07/2014
Authorized to Conduct Business: Yes
License/Registration #: 821194
Original Issue Date: 05/09/2013
Authorized to Conduct Business: Yes
License/Registration #: 821194
Original Issue Date: 07/05/2022
Authorized to Conduct Business: Yes
License/Registration #: L-164137
Original Issue Date: 06/16/2015
Authorized to Conduct Business: Yes
License/Registration #: 92961
Original Issue Date: 11/01/2021
Authorized to Conduct Business: Yes
License/Registration #: 821194
Original Issue Date: 01/02/2024
Authorized to Conduct Business: Yes
License/Registration #: 112271
Original Issue Date: 10/12/2011
Authorized to Conduct Business: Yes
Licensed by Virginia State Corporation Commission (Broker License # MC-5931). (www.nmlsconsumeraccess.org)
Original Issue Date: 09/21/2016
Authorized to Conduct Business: Yes
All Loans are subject to credit and property approval and only to qualified borrowers. Programs, rates, terms and conditions are subject to change without notice.
Not all products are available in all states or for all loan amounts. Others restrictions apply. Copyright ©2024 United Premier Funding, LLC. All Rights Reserved.
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